Pharmacy Curriculum Outcomes Assessment (PCOA) Practice Exam

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Prepare for the Pharmacy Curriculum Outcomes Assessment (PCOA) with comprehensive quizzes and multiple-choice questions. Each question is designed to enhance your knowledge and skills needed to excel in your exam!

Each practice test/flash card set has 50 randomly selected questions from a bank of over 500. You'll get a new set of questions each time!

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Why do third party payers utilize patient cost sharing?

  1. To improve patient health

  2. To penalize patients

  3. To increase profits

  4. To control utilization

The correct answer is: To control utilization

Third party payers utilize patient cost sharing as a way to control utilization, meaning they hope to discourage patients from seeking unnecessary or excessive medical treatment. Option A is incorrect because while improved patient health may be a underlying goal, it is not the primary reason for implementing patient cost sharing. Option B is incorrect as it implies a punitive approach rather than a preventative one. Option C is incorrect as it may not align with the third party payer's priorities and cost sharing is not solely for the purpose of increasing profits. Therefore, option D is the most accurate explanation for why third party payers utilize patient cost sharing.